Finding the cheapest car insurance can be a daunting task, especially if you're a new driver or have a less-than-perfect driving record. But with a little research and some savvy shopping, you can find the best coverage for your needs at an affordable price. MoneyGeek found that GEICO and State Farm are the cheapest options in 16 and 14 states respectively, so these are good places to start your search. Your age also has a significant impact on how much you'll pay for car insurance, as rates tend to decrease as your car ages.
Erie is another great option for drivers with a fine or accident on their record, as they offer some of the most affordable quotes. When looking for the cheapest possible insurance, you can buy the minimum coverage policy available in your state. However, if you want more financial protection, full-coverage auto insurance is the way to go. Most car insurance companies also offer discounts, so be sure to ask about any that may apply to you.
The type of car you drive can also affect your insurance rates. Minivans and small SUVs are usually the least expensive cars to insure compared to other vehicles. Uninsured motorist (UM) coverage is another important factor to consider when shopping for car insurance, as it pays for your medical expenses if you're hit by someone without liability insurance.
